Goodbye to 2008 and welcome to 2009! Thank heavens the old year is over, but what can we expect from the new one? More specifically what do the events of last year mean for our investment strategies going forward? Of course the experience of any one year might not be a very good predictor of the next. At the end of 2007, twelve top Wall Street strategists predicted with sound reasoning that in 2008 the S&P 500 would rise between 3% and 18%, with the average expecting it to finish at around 1650! It in fact ended the year at 903 for a negative return of -37%!