2025

Wooden block letters spelling 'CHOICES' on a textured surface.

Does Patience Bring Good ‘Fortune’?

May 27, 2025

Good fortune comes in all forms. Warren Buffett is fond of mentioning his good fortune to be born in the USA. He has also experienced the good fortune of lucid longevity, despite what strikes me as ill-advised dietary habits, including…

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Empty highway stretching through green hills under a cloudy sky.

Take the Smooth Road to Wealth Accumulation

May 19, 2025

I was cheered recently when a client referenced the deleterious effect negative returns have on wealth accumulation. He pointed out that a 25% loss requires a 33.3% gain to get back to flat. Steep losses are a killer when it…

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Person using a calculator for financial calculations.

A Silver Lining for Higher Rate Environments?

May 12, 2025

Interest rates are currently hovering near their highest point in years. Most headlines focus on the resulting challenges such as more expensive debt. But there is a silver lining we shouldn’t overlook – elevated interest rates create opportunities for estate…

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Elderly man in a suit sitting among stacks of papers.

The Wisdom of Warren Buffett Continues

May 5, 2025

As many of you know, I listen attentively to every word from the Oracle of Omaha. Most recently, at age 94, he held court at the AGM of Berkshire Hathaway, his last as CEO of the company he built. I…

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Crowd enjoying an outdoor event with city skyline and roller coaster in the background.

Epic Adventure Awaits: Universal’s Newest Theme Park

April 28, 2025

Earlier this month, I had a brief layover in Orlando. As you can expect, throughout the airport, banners and signs invite tourists to visit the main attractions – the theme parks. The always-familiar Disney and Universal Studios capture the majority…

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Colorful Easter eggs arranged on a pink surface with a carton.

Egg Prices Fall Just in Time

April 21, 2025

This year, while sitting around the kitchen table with family dyeing eggs as part of our Easter Sunday tradition, the recent spike in egg prices naturally came up in discussion. Several members of my family made quips about how the…

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A basketball swishing through a hoop against a blue sky.

Predictability in the Madness

April 14, 2025

Every year, Nicholas Hoffman & Co. hosts a firmwide bracket competition for the NCAA March Madness tournament. As someone who knows very little about college basketball, I usually make my picks based on rankings and whether I like the team…

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Person analyzing financial charts and data at a desk with a laptop.

Current Market Turbulence

April 7, 2025

The new tariffs on imports to the US have caused turmoil in stock markets worldwide. The current US administration believes these tariffs will help rectify the negative trade balance the US has with most countries, which it sees as damaging…

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American flag waving with sunlight shining through it.

American Hope

March 31, 2025

As many of you know, I am an American by choice, having immigrated from the UK almost 30 years ago. Like many, I was misled into thinking the commonality of language would mean there was a commonality of national culture.…

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Modern glass structures integrated with a rustic stone building.

Adaptive Reuse: Unlocking Value in Underutilized Real Estate

March 24, 2025

The commercial real estate landscape continues to evolve in response to shifting demand patterns, relatively high interest rates, and changing urban dynamics. One aspect of the evolution is increased investor interest in adaptive reuse projects. These projects can offer a…

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