Posts by Nicholas Hoffman and Company

As a firm with a focus in the private markets over 15+ years, we have been able to watch the landscape of private funds evolve. For decades, for investors fortunate enough to qualify, allocating to the private markets meant completing lengthy partnership subscription documents to make sizeable minimum capital commitments and waiting for an investment…

Last weekend I visited friends in New York City. The topic of residential real estate came up multiple times in our conversations. Few of my friends own apartments. Most rent and have lived in their apartments for over five years because it is simply too expensive to move. I am familiar with the idiosyncrasies of…

For many business owners, the decision to exit their business is the most significant financial event of their lives. Whether planning retirement, passing the company to a family member, or pursuing new ventures, a well-planned exit strategy is essential. A clear plan ensures a smooth transition and protects the owner’s financial future and business legacy.…

Much has been said over the last several years about the death of traditional retail. Failing malls, troubled national department stores, and increasing utilization of online shopping strengthened the narrative. However, following an initial post-COVID fall, the sector rebounded, suggesting some of the concerns may have been overstated. In today’s uncertain real estate markets, with…

My wife and I recently became grandparents. Our grandson is now 14 months old, and our granddaughter is 3 months old. Through phone calls from our daughters and visits, I have reflected on the stages of being a parent. Stage One – What are we doing? After watching our daughters adapt, I realized that during…

The principles of fiduciary law have been around since the Romans. Chinese, Japanese, and British law incorporated these ideas. Even Judaic, Christian and Islamic scriptures address these principles. Today, fiduciary rules are prevalent in many areas of American law including employment, banking, and medical. The concept of being a good fiduciary is rooted in the…

It was a sunny Thursday morning in 2014 and the bank I was working at had just opened. I was sipping a cup of coffee and ready to greet our first customers as they entered our lobby. In walks a woman who was visibly upset and, on her phone, seemingly taking instructions from someone on…

I live in Decatur, Georgia, a small, usually sleepy little town of around 27,000 residents. For context, that’s about the size of Key West, Florida or Bar Harbor, Maine. According to local legend, in the 1830’s, Decatur residents voted down the opportunity to become a railroad junction. A new location, originally named Terminus, was created…

I have just returned from teaching the “Money & Responsibility” program we run at Clare College, which is part of Cambridge University. We had one of the largest classes of students since the program started in 2009.  Students came from all over the United States as well as Uzbekistan and Egypt. Regardless of the diverse…

On Monday, August 5th, the U.S. stock market gapped down at the open, dropping as much as 4.25% intraday before recovering to close down by 3%. This marked the sharpest single-day decline in nearly two years. The market recovered over the following days. By the end of the same week, the Monday losses were fully…