Posts by Nicholas Hoffman and Company

Over the past couple of years, it has seemed difficult to find business headlines that do not reference terms like “agentic AI,” “AI-driven workflow automation,” and “multi-hundred-billion-dollar hardware deal announced.” As the torrent of new information regarding AI model capabilities and investment announcements starts to blend together, it can be helpful to take a step…

I emigrated from the UK to the US in 1996. Since then, my country of birth has changed, as have I. My visits to my old country usually make me feel like the old cliché: “a stranger in my own land.” Over recent years I feel the UK has moved even more rapidly away from…

I recently spent a weekend with a friend in Mountain City, Tennessee, a small Appalachian town at 2,400 feet, surrounded by stunning mountain ridges and good people. It is a town that has been losing its economic footing for decades. Walking through it, you feel the absence of something. Factories that once anchored the community…

My daughter competed in a USA Gymnastics state meet this weekend. The girls were judged on many elements. It caused me to ponder a possible analogy to the way people manage their money. A lot of folks approach money with trepidation. They feel like there is a right way to perform, which eliminates errors. Some…

Another college graduation period is almost upon us. I was recently asked by a client to talk to their soon-to-graduate son about how to get a job in an increasingly difficult labor market. I agreed. The client asked me what I was going to talk about. My response was simple: I will advise him to…

Early 2026 has proven to be a season of upheaval.  In technology boardrooms, technology stock prices, and even on the ice in Milan, we are seeing signs of disruption. Four stories, seemingly unrelated, together paint a picture of a world in the middle of a fundamental reset. The catalyst for much of the economic turbulence was…

As a family of four, our oven has increasingly become one of our most used appliances. Between the nearly endless supply of chicken that 4- and 6-year-olds somehow are able to consume, birthday cakes, and daily meals, it gets plenty of use. Just like any well-used item, sometimes it needs cleaning. It must have been…

An old friend used to say, “Write something worth reading. And if you can’t do that, go do something worth writing about.” It sounds easy enough, but it is hard in practice. I was in the salt marshes along the Ogeechee River at Savage Island this past weekend for a Georgia Conservancy event. There were…

The investment approach of passive index investing began inauspiciously. In 1975 Jack Bogle, founder of The Vanguard Group, launched the first index fund available to retail investors. He hoped to raise $150 million but only managed to gather $11 million. His effort was broadly derided as “Bogle’s Folly.” Ned Johnson, son of the founder of…

I made a statement recently that raised a few eyebrows: within ten years, my family will have a drone taxi landing in our front yard, ready to take us to our home in the North Georgia mountains. That may sound fanciful. But if you watch the latest video from EHANG (https://www.youtube.com/watch?v=XBCq6JGKqUg), you will see that…