Posts by Nicholas Hoffman and Company
Several Dozen Specials and Counting
My family loves going out for Mexican food. Living in Atlanta offers a wide range of options, from the faded place with vinyl booths where the salsa arrives before you sit down to newer concepts that lean considerably more Tex than Mex. What always gets me is the menu, which seems to grow with every…
Read MoreCongratulations, Now What?
Late May and early June is the “Commencement Season,” when millions begin a new stage of life that is focused on launching careers. It’s cliche for blogs like this to offer a version of a commencement speech, full of pithy advice for graduates. Instead, I’ll highlight some practical financial decisions to be made by those…
Read MoreA Report from Cuba
Two months ago, I traveled to Cuba with three others on a mission trip to deliver basic medical aid—ibuprofen, vitamins, bandages, and water filters—and gain an understanding of what it’s like traveling to Cuba because we intend to return with more help. Our destination was the eastern city of Holguín with a population of 300,000.…
Read MoreBerkshire Hathaway – Still Long Term
Every Annual Meeting of Berkshire Hathaway shareholders promotes reflection. This year was no different. In fact, Berkshire’s transition to the leadership of Greg Abel made this year’s meeting even more closely watched. My overall takeaway from the Annual Meeting was that Berkshire will continue to be long-term in its thinking and grounded in discipline and…
Read MoreConfidence Without Consequences
AI has quickly become one of the most popular sources of financial guidance, and the shift happened almost overnight. According to an Intuit Credit Karma survey, two-thirds of Americans who have used generative AI say they have turned to it for financial advice. Among Millennials and Gen Z, that number climbs to 82%. For comparison,…
Read MoreInvesting in an Age of Prediction Overload
“Wall Street Expects the Market to Keep Rallying in 2026 Despite Lofty Valuations.” “Oil Prices and Stocks Inch Up as Investors Weigh Jobs Data and Gulf Stalemate.” “A.I. Populism Is Here. And No One Is Ready.” The financial media is rife with predictive headlines. Everywhere investors look, there are forecasts, warnings presented with precision, and…
Read MoreThe CRE Reset: Where Price Discovery Is Finally Happening
For the past two years, commercial real estate has existed in an uncomfortable limbo. Interest rates reset quickly, property values did not, and transaction volume collapsed as buyers and sellers stared at one another across an unbridgeable pricing gap. Today, that stalemate is beginning, if unevenly at least, to thaw. Price discovery is finally happening…
Read MoreTicketing Monopoly
Recently, a federal jury in New York decided that Live Nation Entertainment, the parent company of Ticketmaster, has been operating as an illegal monopoly. The verdict found that the global and most famous ticketing company has abused its dominance in the live entertainment industry, and specifically in regard to the ticketing services for major concert…
Read MoreWhat’s Faster Than “Hyper”?
Over the past couple of years, it has seemed difficult to find business headlines that do not reference terms like “agentic AI,” “AI-driven workflow automation,” and “multi-hundred-billion-dollar hardware deal announced.” As the torrent of new information regarding AI model capabilities and investment announcements starts to blend together, it can be helpful to take a step…
Read MoreMy Old Country is Fading
I emigrated from the UK to the US in 1996. Since then, my country of birth has changed, as have I. My visits to my old country usually make me feel like the old cliché: “a stranger in my own land.” Over recent years I feel the UK has moved even more rapidly away from…
Read More