Posts by Nicholas Hoffman and Company

Something has shifted in the world of financial fraud. The FBI reported $16.6 billion in internet crime losses last year, a 33% increase from 2024. But the more troubling statistic is this: the number of fraud reports stayed flat. Scams are not becoming more common; they’re becoming more effective. According to FTC data, 38% of…

Prices for gold and silver have skyrocketed over the past year. Gold prices have increased nearly 90%, and silver prices have increased by over 200%. There are several dynamics driving this meteoric price growth, including global central banks purchasing gold at record high levels, macroeconomic forces such as the weakening of the U.S. dollar, and…

Last week, I came home after a long day, started a load of laundry before dinner, and promptly forgot about it. The next morning, I opened the washer to find damp clothes clumped together, smelling faintly ‘off.’ It was not catastrophic: nothing was ruined, but it was annoying. Moreover, it nagged at me until I…

I do not believe that organizations like Prize Picks offer an ‘over/under’ bet on Africa becoming the continental powerhouse of the global economy; however, if they did, I would consider taking the over. There are many factors at play that show that the entrenched negative views about this continent are simply wrong. First, the media…

Another year has come and gone, and the New Year resolutions are in! With 2026 ahead of us, this is a good time to review our financial annual tasks to ensure that we are “tracking” on all planning matters. Here is a checklist of the things to keep in mind as we enter the year:…

At the start of a new year, when many New Year resolutions might not survive the month, I wonder how the predictions of major Wall Street Firm’s will look by the end of the year? So, let’s dust off Wall Street’s crystal ball, and see what predictions are being made for the equity market over…

If you’ve avoided one brain rot zeitgeist, you or your kids may have unknowingly become entangled in another. I have recently discussed the comings and goings of the latest kid-speak with my two little ones. They are in sixth and second grade, respectively. Before many outside their age cohort could even begin to grasp the…

As the holiday season approaches, we want to reflect on the resilience and the power of long-term planning. The past year brought its share of challenges, but it also offered opportunities. Despite periods of volatility, markets demonstrated strength, supported by steady consumer spending, cooling inflation, and a cautiously optimistic business outlook. For disciplined investors, these…

Whenever I visit home in Los Angeles, I spend a full day at the Huntington Gardens, Art Museum, and Library. It’s the one plan that never feels optional. No matter how short the trip is, I make the time and let everything else work around it. What draws me back is how deeply the history…

Thanksgiving is behind us, and the holidays and New Years are fast approaching.  The stock market is near its all-time high.  Gold and silver bugs are pleased with precious metals flirting with record prices. Bitcoin and its brethren cryptocurrencies have receded but are still doing well compared to the last five years.  As they say,…