2018 and older

August 10, 2015 Many mornings my wife, Sara, rises early to begin her day with exercise.  Her destination is often a nearby boutique fitness studio.  She is attracted by the sense of community, a feeling echoed by individuals around the…

August 3, 2015 There need to be good reasons to make the twenty hours journey each way to Bangkok, Thailand.  For most these reasons will revolve around seeing the wonderful temples and palaces of Bangkok or using the capital as…

August 31, 2015 Surely one of the oldest professions is being a lender of money.  As far back as 9,000 BC there is evidence of money lending.  The Babylonian civilization which thrived around 1750 BC had rules that governed the…

July 27, 2015 With school just around the corner education has been on my mind.  Back-to-school drives, summer job and internships ending, tuition payments due and college visitation trips are rumbling through my head.  I have two children in college…

July 20, 2015 About this time every year my attention gets split between two of my favorite passions: cycling and finance. Finance is always interesting (sometimes too much so) while cycling is much more seasonal. Interest in cycling is high…

July, 2015 The stock market for the past six months has been surprisingly calm. The S&P 500 Index closing price has not been up or down more than 3.5% at any point in 2015. In fact, in the history of…

July 13, 2015 It is a sign of my advancing age that I can remember when the admonition “neither a borrower nor a lender be” was still in vogue.  During my lifetime the role of credit has been critical to…

July 6, 2015 How lovely it would be to have a job that required no more than pondering the future.  Most of us get caught up in the day to day of running our lives.  Pondering the future might just…

The discussion surrounding the market in recent trading days has been centered on three core stories; the lofty level of the US equity market following a long and steady run up, the pending effects of the Fed’s shifting interest rate…

After having done some intensive planning with a client I was reflecting on some of our conversation. This led me to realize that you could view life in three different stages. Following our conversation about trying to make certain the…