2018 and older

As we approach the close of another year we wish you a happy holiday season and very best wishes for a joyous New Year! – From your Nicholas Hoffman & Co. Family Happy Holidays! Spanish: ¡Felices Fiestas! Chinese: Jiérì kuàilè! Japanese: Shiawasena…

December 17, 2018 I have just come back from a magical weekend in Orlando. There is something extra special about paying a visit to a theme park at this time of the year. It must be all the Holiday decorations,…

December 10, 2018 This past week a friend and I agreed we should go see a movie, but neither of us knew what was in theaters. We decided to look at our options on his iPhone. When he pulled out…

December 3, 2018 The knock on the back door was unusual as no one ever comes to our back door.  Even our two cats had a look of alarm.  Tentatively, I proceeded to open the door and was welcomed by…

November 26, 2018 I recently became aware of “paycheck acceleration services” aimed at workers on a tight budget.  One app-based service called Earnin advances workers part of their earnings within 24 hours of completing a shift.  There are no fees…

November 19, 2018 For many years there’s been an ongoing debate in my household about whether spring or fall is the better season. I am not a fan of pollen, so I lean towards fall. Some argue fall is a…

November 12, 2018 A Hawaiian home has just been sold after reducing the original asking price by 34%. This might sound like the 50th state of the Union is suffering from a property crash. However, the final sales price was still…

November 5, 2018 There is an old saying: Brazil is a country of the future; and it will always be a country of the future. I just returned from a long weekend in Sao Paulo. It was a family reunion…

October 29, 2018 During these times of market weakness and volatility, it can be tempting to make major changes to one’s portfolio to ‘time’ the market.  While tactical shifts like these can sound like a good idea, evidence over time…

October 2018 In the early 1980’s 30-year U.S. Treasuries were yielding more than 15%, inflation was running north of 13%, and the economy was sputtering at best with back-to-back recessions in 1980 and ’81. Sentiment was dour. Stocks were cheap,…