2018 and older

The markets are once more testing our resolution – and of course the media are throwing their weight behind dramatic headlines that might unsettle anyone but the most disciplined investor.  After a strong start to 2010 the second quarter saw indices…

Welcome to our first quarterly letter of 2010.  After a shaky start in the early part of the year, we ended the quarter with almost every investment class in positive territory.  For the first three months the S&P 500 was…

Who would have thought back in dark days of March of last year, we would look back on 2009 and see one of the largest market recoveries since 1933. Most of the year was filled with some level of anxiety for…

The world is full of diametrically opposed views of where we sit today.  The hard part is distilling the information into useful and practical decisions. Currently it is easy to find one expert who is convinced the markets are poised for…

Cambridge Program 2009 In July, 2009 Nick Hoffman in conjunction the Society of International Business Fellows (S.I.B.F.) launched an annual program in Cambridge, England called “Money & Responsibility.”  U.S. high school and college age students participate in a week long series of…

We have weathered some incredible times these last eighteen months and while we are not out of the woods, investors and the markets are slowly coming to grips with the reality that the financial world will not be the same for…

Goodbye to 2008 and welcome to 2009!  Thank heavens the old year is over, but what can we expect from the new one?  More specifically what do the events of last year mean for our investment strategies going forward?  Of course…

It is obvious to everyone that the financial crisis of the last several weeks and months, and the intensifying bear market, has taken its toll on investors as they have seen their investments shrink with the declines in the global markets.…

The “Greatest Story Never Told” was the headline in an article I came across recently, that I believe helps to provide some perspective on current economic conditions.  In spite of the debate about whether our economy is in a recession and…