Posts by Nicholas Hoffman and Company

As we approach the end of the year and get busy with holiday preparations, shopping lists, and travel plans, it’s time to wrap up last-minute financial tasks. Here’s a quick checklist to complete before you put the turkey in the oven! Tax-Smart Giving Charitable Contributions: The One Big Beautiful Bill Act (OBBBA) introduces new limitations…

I came across an article the other day: “How Buffett’s Favorite Comic Strip Reveals the Secrets of Compounding.” Warren Buffett’s legendary success, averaging 19.9% annual returns over six decades, owes much to two principles: compounding and tax efficiency. Surprisingly, one of his earliest lessons came from an unlikely source: the Depression-era comic strip “Li’l Abner.”…

The growth of online gambling has been remarkable, and there is no sign of a slowdown. The global market is now ‘worth’ over $100 billion annually and projected to double over the next ten years. The drivers of growth include technology (which has made placing bets all too easy), a more relaxed legal framework, and…

It has been around 6 months since I first noticed Waymo cars driving around Atlanta with their distinctive spinning lidar sensors on top, and no driver in the front seat! While unsettling at first, I now see 3–4 just about every time I drive across town, and I have grown used to passing them by…

I spent the weekend in the quaint little town of Brevard, NC. For those unfamiliar with Brevard, the town sits in the Western North Carolina (“WNC’) mountains and is famously known for its waterfalls and beautiful surroundings. Brevard provides easy access to the Pisgah National Forest and the Blue Ridge Parkway. From hiking and fishing…

This week, our house officially went on the market. Getting to this point has been a whirlwind of cleaning, staging, and making sure every detail was just right for the open house and future showings. Selling a home always brings a mix of excitement and nerves, but this time, it’s impossible to ignore the bigger…

You may be feeling the shift. Summer has faded, the sun is losing some sting, darkness is coming earlier, the kids are back in school, and new routines have settled in. Global stock markets, however, recently reached bright and scorching new highs, leaving the S&P 500’s 23% bear market decline and the spring’s tariff troubles…

There’s something timeless about a road trip through the American Southwest. The open highways, red rock canyons, and desert skies evoke a sense of freedom and possibility. Yet beneath the scenic beauty lies a dynamic region undergoing fundamental changes. Starting in Phoenix, Arizona, the city’s skyline tells a story of rapid growth. Once known primarily…

I got a call from a long-time client asking if they could come to my office on Friday. They said it would be a short meeting and asked if they could bring someone with them. I agreed, of course, and asked if I needed to prepare a topic that they wanted to discuss. The client…

This past week’s news presented some interesting facts about the state of our labor market. First, last Friday, the August jobs report was released, showing that only 22,000 new jobs were added.  Economists were expecting new jobs in the range of 75,000 to 80,000. The unemployment rate ticked up to 4.3%, rising for the second…