Posts by Nicholas Hoffman and Company
A Burning Out Consumer?
In the summer, conversations with friends and acquaintances often lead to the topic of travel plans. With schools on break and the days warmer and longer, many families opt to hit the highways or the tarmac in the summer months. Having just returned from a trip ourselves, our family can attest to the popularity of…
Read MoreA Storm Is Brewing
Last Tuesday, Hurricane Beryl made landfall on Grenada’s Carriacou Island in the Caribbean as a Category 5 storm. This event marks the earliest recorded Category 5 hurricane to develop in the Atlantic, signaling a very early start to the hurricane season. The abnormally warm waters of the Atlantic this year facilitated Beryl’s development and have…
Read MoreThe Value of the Roll: Equity Rollovers in Business Sales
Selling a business is a challenging decision. Often, the seller is so committed to their business that they would like to continue to benefit from growth after the sale. There is a solution: an equity rollover. An equity rollover occurs when a business owner sells their company but reinvests a portion of the sale proceeds…
Read MoreChina from the Inside
The following “Weekly” has been contributed by a Chinese citizen living in Shanghai. We are keeping the name of the author anonymous. “China is a large country with a long history and many people.” This sentence succinctly summarizes Chinese society. Based on my five years of experience working at a financial regulator in Shanghai, I…
Read MoreFertility Rates, Immigration Policy, and the Have-Nots
Demographic trends in the industrial parts of the developed world are fascinating to follow. Several factors contribute to a country’s ability to grow and expand its GDP, including the availability of health, housing, education, and leisure resources. Historically, a major contributor to GDP growth has been population growth. But what happens if population growth stops…
Read MoreThe Politics of Apartment Rent
Recently a major landlord company in Atlanta was raided by the FBI as part of a nationwide investigation into apartment rent price-fixing. What began in 2022 as a class action suit by renters in several states has now escalated into a national criminal investigation, and is impacting dozens of the largest property owners and managers across…
Read MoreWho are you, man, who are you really?
In the 1987 movie Barfly, Micky Rourke’s character is a soul-searching alcoholic who hangs out in bars pondering life’s mysteries. “Who are you?” a patron asks. “Ah, the eternal question” is Rourke’s response. On the 1976 album “One More from the Road,” Lynyrd Skynyrd frontman Ronnie Van Zant reflects on a reporter asking him, “Who…
Read MoreBoston Lucky
This past holiday weekend, I had the opportunity to spend a few relaxing days in Boston. The city is widely known for its deep-rooted history, impeccably preserved architecture, prominent churches and cathedrals, numerous colleges and universities, professional sports teams, and of course, the famous lobster rolls. Unbeknownst to me and my companions, the city has…
Read MoreAmerica the Bountiful
The United States is a land that just keeps giving. In the early days of our nation, it was the fertility of the soil that helped feed a growing population and attract newcomers to gain the freedom to prosper. Our country’s natural harbors in Boston and New York facilitated trade. The Mississippi River provided an…
Read MoreDiamonds Aren’t Forever
I remember vividly the UK’s years of high inflation in the 1970s, which included strikes by the coal miners union, power cuts, and rationing. We bought in bulk because prices were going up by double digits annually. The period was marked by a deep recession from 1973 to 1975, during which the price of a…
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