Coins spilling out of a glass jar onto a dark surface.

In Change, U.S. to Stop Making Cents

August 18, 2025

The penny has long been a quiet fixture in American life—a copper sparkle caught between couch cushions, a lucky find on the sidewalk, the face of Lady Liberty originally, and later Abraham Lincoln, passed from one hand to another for…

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The Tower Bridge in London with its bascules raised.

The Exodus of Wealth: UK’s Economic Crossroads

August 11, 2025

Returning from the UK, I was struck by a headline in a British news magazine, The Spectator, that read, “Rachel Reeves couldn’t be prouder of crippling the economy.” While provocative, the sentiment echoed conversations I have had with family and…

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A typewriter with a paper labeled 'DEEPFAKE'.

When Trust Becomes a Weapon

August 4, 2025

A new University of Texas at Austin study reveals that sophisticated cryptocurrency scams, known as “pig butchering,” have stolen an estimated $75 billion from victims globally between January 2020 to February 2024, an amount far higher than previously thought. Increasingly,…

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Estonian and European Union flags fluttering on a building with a church tower in the background.

Lessons from the Baltic

July 28, 2025

On the eastern shores of the Baltic Sea lie the three small countries of Estonia, Latvia, and Lithuania. These Baltic States have much to teach anyone who doubts the foundations upon which our nation is built. For centuries, neighboring empires…

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Scrabble tiles spell out ETF on a wooden surface with a blurred green background.

Innovation in Cash Management

July 21, 2025

Cash management in a high-rate environment has become a performance battleground, and recently, new products have been created to help investors maximize their returns on cash reserves. Vanguard’s recent introduction of two new short-term Treasury ETFs, VBIL and VGUS, exemplifies…

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