Daytime soap operas have not been the same since “Days of Our Lives.” Known for its controversial subjects, it aired from 1965 to 2022. Today’s political news cycle continues to be a running soap opera of sorts.  Wave after wave…

So far, 2025 has been a year of surprises from Washington. Among the changes have been headcount reductions in the federal government, including a 43% workforce reduction in the Small Business Administration (SBA) driven by the cost cutting efforts of…

Good fortune comes in all forms. Warren Buffett is fond of mentioning his good fortune to be born in the USA. He has also experienced the good fortune of lucid longevity, despite what strikes me as ill-advised dietary habits, including…

I was cheered recently when a client referenced the deleterious effect negative returns have on wealth accumulation. He pointed out that a 25% loss requires a 33.3% gain to get back to flat. Steep losses are a killer when it…

Interest rates are currently hovering near their highest point in years. Most headlines focus on the resulting challenges such as more expensive debt. But there is a silver lining we shouldn’t overlook – elevated interest rates create opportunities for estate…