5/22/2023 As you will remember, 2008 was a painful time. The Subprime Mortgage Crisis caused the collapse of several major financial institutions and President Bush signed The Housing and Economic Recovery Act (HERA) into law. This established the Federal Housing…

5/15/2023 In anticipation of the rollout of the Federal Reserve’s new money transfer service, “FedNow,” in July, I explored the evolution of electronic payments in the US to better understand the likely impact of this infrastructure upgrade.    The first…

5/8/2023 The Federal Reserve managed to steer our economy into a tight bend of non-transitory inflation. Now the Fed is trying to correct its path without losing control. The markets look on aghast. Some key spectators remain optimistic that there…

5/1/2023 Traffic is back with full force in Atlanta, especially on Peachtree Street near our offices in Midtown. Multiple high-rise construction projects attract a near-constant flow of deliveries, resulting in lane closures as cranes reposition oversized construction material. While Midtown…

April 27, 2020 With short-term interest rates back near zero and more volatility in equity markets, many investors are looking for the best place to stash some cash. After just a few years of relative respite, savers are once again…