A row of houses with trees and benches in front.

Higher Fees for Good Credit

May 22, 2023

5/22/2023 As you will remember, 2008 was a painful time. The Subprime Mortgage Crisis caused the collapse of several major financial institutions and President Bush signed The Housing and Economic Recovery Act (HERA) into law. This established the Federal Housing…

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A row of houses with trees and benches in front.

Higher Fees for Good Credit

May 22, 2023

5/22/2023 As you will remember, 2008 was a painful time. The Subprime Mortgage Crisis caused the collapse of several major financial institutions and President Bush signed The Housing and Economic Recovery Act (HERA) into law. This established the Federal Housing…

Read More
A hand holding onto a usb stick with money coming out of it.

FedNow – US Cash Transfer Infrastructure Gets an Upgrade

May 15, 2023

5/15/2023 In anticipation of the rollout of the Federal Reserve’s new money transfer service, “FedNow,” in July, I explored the evolution of electronic payments in the US to better understand the likely impact of this infrastructure upgrade.    The first…

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A bump sign is shown on the side of a road.

Road Hazards

May 8, 2023

5/8/2023 The Federal Reserve managed to steer our economy into a tight bend of non-transitory inflation. Now the Fed is trying to correct its path without losing control. The markets look on aghast. Some key spectators remain optimistic that there…

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A view of the city from above.

Offices in Motion

May 1, 2023

5/1/2023 Traffic is back with full force in Atlanta, especially on Peachtree Street near our offices in Midtown. Multiple high-rise construction projects attract a near-constant flow of deliveries, resulting in lane closures as cranes reposition oversized construction material. While Midtown…

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