4/10/2023 The shocking collapse of Silicon Valley Bank and Signature Bank has uncovered the often-misunderstood risk that held to maturity securities and the lack of risk management oversight pose to our banking system.  When most individuals invest in bonds, they…

4/3/2023 You might remember the Cold War movie, The Hunt for Red October, which is an adaptation of Tom Clancy’s 1984 novel. The plot line features a rogue Soviet naval captain who wishes to defect to the United States with the…

3/28/2023 My first awareness of the State of Georgia was through black and white movies where every Georgian seemed to be characterized as poorly educated and naive. Much has changed since then. Our prosperous and growing state has much to…

3/20/2023 At this time of year, I am always looking for a distraction from the constant attention to rapidly approaching tax deadlines. Even when everything goes right, tax season is burdensome. March Madness would ordinarily be a welcome distraction. But…

3/13/2023 I have often lamented that personal finance is not a required course in U.S. high schools.  What I envision is basic instruction in managing accounts, credit cards, and loans, as well as advice on budgeting, saving, and investing for…