September 05, 2023 Financial counseling, like life in general, involves a lot of decision-making. And making good decisions is critical for long-term success. You could argue that our true “net worth” as individuals is nothing more than an aggregation of…

8/28/2023 For the first time in decades, cash yields are close to the earnings yield of the U.S. stock market. Both are currently about 5%. Historically, earnings yields of equities have been meaningfully higher than those of cash. That makes…

8/21/2023 A popular ploy in the playbook of politicians is taking credit for success that has nothing to do with them while blaming others when things go wrong. In a democracy, this can be addressed simply by voting the blowhards…

This year has already been a rollercoaster for cryptocurrency. Regulators and lawmakers don’t seem amused. In January, Sam Bankman-Fried, the founder of collapsed cryptocurrency exchange FTX, pleaded not guilty to two counts of wire fraud and six counts of conspiracy.…

8/7/2023 After a three-year hiatus due to COVID, we have just celebrated our 12th education program at Clare College Cambridge. This was one of the best and most enthusiastic classes of students yet! Twenty young minds attended from Florida to Ohio,…